कोशिश गोल्ड - मुक्त
Canara Bank expects NIM pressure to ease by Q3 as deposit rates soften
The New Indian Express Hubballi
|May 11, 2025
PUBLIC sector lender Canara Bank expects its net interest margin (NIM) to remain under pressure in the first half of FY26 due to the impact of falling repo rates on its lending portfolio, while deposit rates remain elevated.
However, the bank is optimistic about softening deposit rates by the third quarter, which could support margin stability.
Talking to New Indian Express, Canara Bank MD and CEO K Satyanarayana Raju said the lender had to pass on the benefits of policy rate cuts quickly to nearly 44% of its loan book. However, it faces a lag in reducing interest rates on existing term deposits due to contractual obligations. "That is the pain point," he said, adding that retail term deposit rates have yet to reflect the easing trend seen in bulk deposits.
The bank maintained that its NIM guidance for FY26 remains in the 2.71% to 2.73% range, down slightly from the 2.80% it clocked in the previous fiscal.
यह कहानी The New Indian Express Hubballi के May 11, 2025 संस्करण से ली गई है।
हजारों चुनिंदा प्रीमियम कहानियों और 10,000 से अधिक पत्रिकाओं और समाचार पत्रों तक पहुंचने के लिए मैगज़्टर गोल्ड की सदस्यता लें।
क्या आप पहले से ही ग्राहक हैं? साइन इन करें
The New Indian Express Hubballi से और कहानियाँ
The New Indian Express Hubballi
MAMDANI’S MULTITUDES, INDIA’S SOFT POWER
contain multitudes,” wrote Walt Whitman, and in Zohran Mamdani's story, those multitudes seem to acquire living form.
3 mins
November 16, 2025
The New Indian Express Hubballi
'I Enjoy Playing Complex People'
Jacob Elordi speaks with Adam Stone about his latest film, Frankenstein, and how transforming into a monster is one of the more human characters he has played
3 mins
November 16, 2025
The New Indian Express Hubballi
Army's Animal Transport Units to stay
THE Indian Army has deferred disbanding of the Animal Transport Units (ATUs) till the next decade. This comes a time when the Army has substantial troops and formations guarding the borders in the unpredictable high altitude and terrain. Comprising the mules, horses, donkeys and dogs, the ATUs are there to stay at least till the beginning of the next decade, sources said.
1 min
November 16, 2025
The New Indian Express Hubballi
The whats & hows of digital data protection regulations
THE Ministry of Electronics and Information Technology has notified the Digital Personal Personal Data Protection (DPDP) Act, India's first law to safeguard data online.
2 mins
November 16, 2025
The New Indian Express Hubballi
8,136 litre of adulterated Nandini ghee seized
A large network producing adulterated ghee in Tamil Nadu, filling it into fake Nandini-branded sachets and plastic bottles and selling it across Bengaluru has been busted in a joint operation conducted by Central Crime Branch (CCB) sleuths and KMF Vigilance Wing.
1 min
November 16, 2025
The New Indian Express Hubballi
A School of Thought
In Bengaluru, an educational space goes beyond textbooks and rote learning, blending ancient Indian values with modern thinking
2 mins
November 16, 2025
The New Indian Express Hubballi
SC will hear plea seeking to ensure no PG seats in med colleges remain vacant
THE Supreme Court is scheduled to hear on Monday a plea seeking direction to the National Medical Commission (NMC) to devise a mechanism so that no postgraduate seats go vacant in pre-clinical and para-clinical branches across colleges.
1 mins
November 16, 2025
The New Indian Express Hubballi
RAHUL'S REIGN OF RELENTLESS DEFEATS
IT began not with a whisper, but with a political detonation across the Gangetic plains. Last week, Bihar, always a keen weathervane for shifting political winds, delivered a verdict so mortifying for the Congress that even its most seasoned apologists struggled to dress it up. Contesting 61 seats, the party staggered out with a miserable six. It wasn't a defeat-it was a spectacle of collapse. And at its centre, as always, stood Rahul Gandhi, the prudish prince of a shrinking empire, presiding over the most dramatic political implosion in the history of a once-dominant national party.
4 mins
November 16, 2025
The New Indian Express Hubballi
More arrests in terror module case
MORE arrests continue in the Delhi car blast case with the National Investigation Agency (NIA) detaining Zanishar Alam, a 2024 MBBS graduate of Al Falah University, from his village in Suryapur market of Dalkhola in West Bengal's North Dinajpur district on Saturday.
1 min
November 16, 2025
The New Indian Express Hubballi
Lokpal paves way for CBI charge sheet against MP in cash-for-query case
THE Lokpal has granted its nod to the CBI to file a chargesheet against Trinamool Congress MP Mahua Moitra within four weeks for her involvement in a cash-for-query case.
1 min
November 16, 2025
Listen
Translate
Change font size