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Bank credit growth slows to 9.6% year-on-year: SBI report
The Daily Guardian
|July 01, 2025
SBI report said "The bank-group wise contribution to SCB growth indicates that private banks' growth slowed down significantly compared to PSBs".
The credit growth of Scheduled Commercial Banks (SCBs) has moderated to 9.6 per cent as on 13 June 2025, a sharp decline from 19.1 per cent recorded a year ago, according to a recent report by the State Bank of India (SBI).
The slowdown is attributed to weaker momentum and unfavourable base effects.
The report stated that, excluding the merger impact of HDFC with HDFC Bank (effective from 13 July 2023), the adjusted credit growth stands at 10.6 per cent as on 13 June 2025, compared to 15.5 per cent a year ago.
It stated "SCBs credit growth moderated to 9.6 per cent, as on 13 June 2025 (19.1 per cent a year ago);"
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