मैगज़्टर गोल्ड के साथ असीमित हो जाओ
10,000 से अधिक पत्रिकाओं, समाचार पत्रों और प्रीमियम कहानियों तक असीमित पहुंच प्राप्त करें सिर्फ
कोशिश गोल्ड - मुक्त
SBI processed 2.25 lakh SME Digital loans by August 2025
The Business Guardian
|October 12, 2025
The State Bank of India (SBI) has processed a total of 2.25 lakh SME Digital loans as of August 2025, with an aggregate credit limit of Rs 74,434 crore since the launch of its digital journey. It includes the processing of 67,299 MSME Mudra loans amounting to Rs 3,242 crore, a release said.
The Digital MSME loan product eliminates the need for traditional credit underwriting and lengthy appraisal processes, ushering in a new era of simplicity, speed and accessibility in MSME lending. It relies on cash flow-based lending, giving due weightage to financial discipline aspects by the borrower. Notably, for loans up to Rs 50 lakh, SBI has waived the requirement for financial statements, relying instead on transaction history and GST returns for appraisal.
यह कहानी The Business Guardian के October 12, 2025 संस्करण से ली गई है।
हजारों चुनिंदा प्रीमियम कहानियों और 10,000 से अधिक पत्रिकाओं और समाचार पत्रों तक पहुंचने के लिए मैगज़्टर गोल्ड की सदस्यता लें।
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