मैगज़्टर गोल्ड के साथ असीमित हो जाओ
9,500 से अधिक पत्रिकाओं, समाचार पत्रों और प्रीमियम कहानियों तक असीमित पहुंच प्राप्त करें सिर्फ
कोशिश गोल्ड - मुक्त
Loan Disbursal to Micro-Finance Institutions Rises 43%
The Business Guardian
|January 12, 2025
The quarterly average ticket size of Micro Finance Institutions (MFIs) loan disbursal rose 43 percent from Rs 35 thousand to Rs 50 thousand between September 2021 to 2024, as per the Financial Stability report of the IIFL Capital.
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The report, however, noted the issue of delinquencies, as it observed that the rate was high among borrowers with loans from multiple lenders and those with higher credit exposure.
The report highlighted that nearly half of the borrowers availing the unsecured loans have another live retail loan, often a high-ticket loan.
About 11 percent of borrowers with Personal Loans (PL) greater than Rs 50,000 had an overdue personal loan and over 60 percent had availed more than three loans during FYTD.
Moreover, nearly three-fifths of customers who availed of personal loans in 2QFY25 had more than three live loans at the time of origination. As a result, impairment is rising in unsecured loans.
यह कहानी The Business Guardian के January 12, 2025 संस्करण से ली गई है।
हजारों चुनिंदा प्रीमियम कहानियों और 9,500 से अधिक पत्रिकाओं और समाचार पत्रों तक पहुंचने के लिए मैगज़्टर गोल्ड की सदस्यता लें।
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