Ride Trump rollercoaster

PENSION and Stocks and Shares ISA investors understandably feel nervous as US President Donald Trump sends stock markets into yet another spiral.

- By Harvey Jones

But downturns don’t have to spell disaster. It may be possible to turn them to your advantage, through clever tax and financial planning.

Sarah Coles, head of personal finance at Hargreaves Lansdown, offers six simple strategies that could turn today’s investment losses into long-term tax gains. Here’s how to make the most of a market wobble.

Invest a lump sum today: Investing in a pension or Stocks and Shares ISA when markets are down means you get more for your money, which could magnify your gains, assuming markets eventually bounce back.

Plenty of investors view market falls as a perfect buying opportunity, Coles said: “We had a record day of trading at the height of Trump’s tariff trauma on April 7, mostly people buying into investments.”