मैगज़्टर गोल्ड के साथ असीमित हो जाओ
10,000 से अधिक पत्रिकाओं, समाचार पत्रों और प्रीमियम कहानियों तक असीमित पहुंच प्राप्त करें सिर्फ
Gold-loan NBFCs set for rough ride after new RBI norms
NF Times
|May 08, 2025
The recent draft RBI directions on loans against gold collateral are set to hit the asset growth of pure-play gold loan companies.
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The directions are aimed at harmonizing the regulatory framework across regulated entities and addressing differences in lending practices, thus creating a level playing field and structurally strengthening the sector.
The draft directions, issued last month, came in the backdrop of the central bank in September 2024 highlighting irregular practices amid a significant increase in the loan-against-gold portfolio of some lenders. It had then asked lenders to comprehensively review their policies, processes and practices to identify gaps and initiate remedial measures in a timebound manner.
Last fiscal, the combined loans against gold jewellery portfolio of banks and non-banks is estimated to have grown by over 50%; for banks alone, the business more than doubled, growing 104%, the agency said.
यह कहानी NF Times के May 08, 2025 संस्करण से ली गई है।
हजारों चुनिंदा प्रीमियम कहानियों और 10,000 से अधिक पत्रिकाओं और समाचार पत्रों तक पहुंचने के लिए मैगज़्टर गोल्ड की सदस्यता लें।
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