मैगज़्टर गोल्ड के साथ असीमित हो जाओ
10,000 से अधिक पत्रिकाओं, समाचार पत्रों और प्रीमियम कहानियों तक असीमित पहुंच प्राप्त करें सिर्फ
कोशिश गोल्ड - मुक्त
How should I allocate MF SIPs in current market conditions?
Mint New Delhi
|March 26, 2025
I'm 36, working in a private firm, and started investing in July 2024. My portfolio is valued at ₹17 lakh, and I invest ₹1.15 lakh per month through SIPs.
Of this, 60% goes to mid- and small-cap funds, 15% to sectoral funds such as defence and infrastructure, and the remaining to flexi- and large-caps. My returns are currently negative. Should I change my SIP allocations? Will I still be able to reach my ₹5 crore goal in 10 years?
—Name withheld on request
Your decision to invest in Mutual funds through SIPs for a 10-year goal is correct. Many experts and advisors have been suggesting to follow a diversified approach in mutual fund investing over the last few years. This also included limiting the allocation in mid- and small-cap funds between 15 to 25% of the overall portfolio based on your risk appetite.
यह कहानी Mint New Delhi के March 26, 2025 संस्करण से ली गई है।
हजारों चुनिंदा प्रीमियम कहानियों और 10,000 से अधिक पत्रिकाओं और समाचार पत्रों तक पहुंचने के लिए मैगज़्टर गोल्ड की सदस्यता लें।
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