Record Chinabank first-half profit

Chinabanking Corp. (Chinabank), a member of the SM Group, reported a 14-percent year-on-year growth in net income to a record P13 billion in the first six months of 2025 on the back of strong core business growth.

- By JAMES A. LOYOLA

In a disclosure to the Philippine Stock Exchange (PSE), the bank said its profit translated to a 15.2-percent return on equity and a 1.6-percent return on assets—among the highest in the industry.

The bank’s total revenues rose by 34 percent year-on-year to P38.9 billion, mainly from net interest income, which grew by 15 percent to 34.9 billion on higher asset yields and loan volume. Net interest margin (NIM) improved by 13 basis points (bps) to 4.57 percent.