मैगज़्टर गोल्ड के साथ असीमित हो जाओ
10,000 से अधिक पत्रिकाओं, समाचार पत्रों और प्रीमियम कहानियों तक असीमित पहुंच प्राप्त करें सिर्फ
Pay less, drive safe
Financial Express Pune
|May 05, 2025
Slash Motor Insurance Premium By 40%
YOUR CAR'S safety is important, but that doesn't mean your insurance premium should fall into the trap of sunk-cost fallacy, where you keep paying just because you have to. You can reduce the premium by up to 40% by choosing right add-ons, optimising deductibles, and tapping into less-known discounts.
Review IDV The IDV (insured declared value) is conceived as the proxy of market value of a car. But IDV is only relevant in case of total loss.
Higher IDV means higher payout in case of total loss. Many insurers let you manually set IDV. This can reduce your premium — if your car's actual resale value is ₹4.5 lakh but IDV is set at ₹6 lakh, you could be paying ₹2,000-3,000 more annually on a comprehensive policy (15-20% jump in premium).
यह कहानी Financial Express Pune के May 05, 2025 संस्करण से ली गई है।
हजारों चुनिंदा प्रीमियम कहानियों और 10,000 से अधिक पत्रिकाओं और समाचार पत्रों तक पहुंचने के लिए मैगज़्टर गोल्ड की सदस्यता लें।
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