3% interest subsidy to MSME exporters
Financial Express Pune
|October 13, 2025
THE SUBSIDISED INTEREST rates on preand post-shipment rupee export credit for exporters were initially launched on April 1,2015, for a five-year period.
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It has been extended multiple times with benefits capped at ₹50 lakh per exporter per Import Export Code (IEC).
The interest equalisation scheme has been credited with enhancing export volumes by reducing effective bank interest rates to 5-7% from 9-12%. It ended in December 2024.
The credit costs of Indian exporters range between 812% while the export credit in countries they are competing with is priced at 2-3%. Exporters say the scheme is needed urgently again to bridge the gap in cost of funds.
यह कहानी Financial Express Pune के October 13, 2025 संस्करण से ली गई है।
हजारों चुनिंदा प्रीमियम कहानियों और 10,000 से अधिक पत्रिकाओं और समाचार पत्रों तक पहुंचने के लिए मैगज़्टर गोल्ड की सदस्यता लें।
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