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Nabard: Agri credit to grow to ₹32.5 lakh cr in FY26

Financial Express Mumbai

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December 01, 2025

CREDIT TO THE agriculture sector from commercial banks and regional rural banks is set to exceed a record ₹ 32.5 lakh crore in FY26, driven by greater formalisation of rural lending and rising credit demand, according to Nabard.

- SANDIP DAS

Banks disbursed ₹14.51 lakh crore in farm loans in the first half of FY26. Financial institutions are expected to meet the agriculture credit target of ₹32.5 lakh crore for 2025-26, the agency said. In FY25, commercial banks, cooperatives and regional rural banks together extended ₹28.69 lakh crore, with about 60% going to shortterm crop loans and the rest to investment credit for agriculture and allied sectors.

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