कोशिश गोल्ड - मुक्त

Kotak Bank Q1 Net Tumbles

Financial Express Lucknow

July 27, 2025

The bank saw lower recoveries and upgrades at ₹549 crore from ₹747 crore a quarter ago.

Annualised credit cost inched up to 0.93% from 0.64% a quarter ago.

The net interest income of the bank grew by 6% on year to ₹7,259 crore in April-June. Other income grew by 5% on year to ₹3,080 crore in the reporting quarter. Net interest margins moderated to 4.65% from 4.97% a quarter ago largely due to RBI cutting the repo rates.

The growth in the bank's balance sheet was robust, with deposits rising 15% on year and advances rising 13% as on June 30. The current account, savings account deposit ratio stood at 40.9% as on June 30.

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