मैगज़्टर गोल्ड के साथ असीमित हो जाओ
10,000 से अधिक पत्रिकाओं, समाचार पत्रों और प्रीमियम कहानियों तक असीमित पहुंच प्राप्त करें सिर्फ
कोशिश गोल्ड - मुक्त
A safety net with assured returns
Financial Express Lucknow
|March 31, 2025
Tax free returns if annual premium is less than ₹5 lakh
GUARANTEED RETURNS INSURANCE plans ensure stable income post-retirement, helping individuals maintain their lifestyle without worrying about market volatility. In addition, a life cover provides an added layer of financial protection to their loved ones in case of an unfortunate incident.
A fixed premium is paid by the policyholder for 10 to 15 years. And the returns can be received as a lump sum upon maturity or as a regular stream of income for 30 years. Returns can also be received as a mix of both income and lump sum. The maturity proceeds from guaranteed plans are tax-free if the annual investment is less than ₹5 lakh, under Section 10(10D) of the Income Tax Act 1961.
No market-linked risks Unlike fixed deposits which face reinvestment risks upon maturity, guaranteed life insurance plans are an ideal option for those who do not want to take risks with their money. "By investing in these plans, risk-averse individuals can achieve financial security with predictable returns and no market-linked risks," says Sameep Singh, product head, Investments, Policybazaar.com.
यह कहानी Financial Express Lucknow के March 31, 2025 संस्करण से ली गई है।
हजारों चुनिंदा प्रीमियम कहानियों और 10,000 से अधिक पत्रिकाओं और समाचार पत्रों तक पहुंचने के लिए मैगज़्टर गोल्ड की सदस्यता लें।
क्या आप पहले से ही ग्राहक हैं? साइन इन करें
Financial Express Lucknow से और कहानियाँ
Financial Express Lucknow
Sebi steps in to fortify bond mkts
AT A TIME when retail participation in the bond market has been rising at a fast clip, the latest release from the Securities and Exchange Board of India, cautioning against unregistered online bond platform providers (OBPPs), is expected to serve as a wake-up call and put pressure on unregulated players seeking registration.
2 mins
November 27, 2025
Financial Express Lucknow
IMF directors urge India to replenish fiscal buffers
WHILE FISCAL CONSOLIDATION has progressed, achieving the fiscal deficit target remains challenging, necessitating disciplined spending and strengthened fiscal buffers to safeguard stability, the International Monetary Fund executive board directors in their report.
1 min
November 27, 2025
Financial Express Lucknow
SBI’s NIM target of 3% safe even if RBI cuts rate: Setty
STATE BANK OF India is confident of achieving its 3% net interest margin (NIM) guidance even if the Reserve Bank of India (RBI) decides to cut the repo rate by 0.
1 mins
November 27, 2025
Financial Express Lucknow
'Primary sales of AC makers subdued despite GST cut'
Blue Star, among the country's leading air conditioner (AC) manufacturers, sees high inventory levels in the industry reducing this December as demand from price-conscious consumers may pick up before the new energy efficiency norms come into effect in January.
1 mins
November 27, 2025
Financial Express Lucknow
Nithin Kamath raises red flag on crypto derivatives exchanges
ZERODHA'S FOUNDER AND CEO Nithin Kamath on Wednesday flagged concerns over the risks associated with trading on crypto derivatives exchanges as they exist in a 'regulatory limbo'.
1 min
November 27, 2025
Financial Express Lucknow
Top posts at SIDBI, other DFIs now open to pvt talent
THE GOVERNMENT HAS expanded its overhaul of financial sector appointments by opening top posts in development financial institutions (DFIs) - including SIDBI, NABARD, EXIM Bank, IFCI and NHB - to private sector talent.
1 min
November 27, 2025
Financial Express Lucknow
Maharashtra eyes $1-trn economy by 2030: Official
MAHARASHTRA AIMS TO unlock $850 billion in investment through its new industrial policy, state industries secretary PAnbalagan said at the 21st CII Manufacturing Summit here on Wednesday.
1 min
November 27, 2025
Financial Express Lucknow
ICIL sells 0.56% in Bharti Airtel
. 34.2 mn shares sold at floor price of ₹2,097.81
1 min
November 27, 2025
Financial Express Lucknow
Indices near all-time high as bears go into hiding
· DIIs pump in ₹7 lakh crore, highest in a year
1 mins
November 27, 2025
Financial Express Lucknow
Ahmedabad awarded hosting rights of 2030 CWG
AHMEDABAD WAS FORMALLY awarded hosting rights of the 2030 Commonwealth Games in Glasgow on Wednesday, paving the way for the multi-sport event’s return to India after two decades and giving impetus to the country’s audacious plan of becoming an Olympic host in 2036.
1 mins
November 27, 2025
Listen
Translate
Change font size