कोशिश गोल्ड - मुक्त
‘We are in favour of M&A financing’
Financial Express Kolkata
|October 18, 2025
Indian Bank reported an 11% YoY rise in net profit to ₹3,018 crore. Managing Director and CEO Binod Kumar discusses with Narayanan V the lender's quarterly performance, challenges in deposit growth, and views on bank funding to mergers & acquisitions (M&A).
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Excerpts:
What factors led to a 13% business growth in Q2?
Growth has been a challenge for the bank for some time, but since last quarter, overall business has significantly improved. Total business grew 12.3% YOY to ₹13.97 lakh crore. Deposits rose 12.09% to ₹7.76 lakh crore, with CASA increasing 7% and the CASA ratio at 38.87%.Advances grew 12.65% YOY to ₹6.20 lakh crore. We sold inter-bank participation certificates worth around ₹12,000 crore, which reduced credit growth by 2%; otherwise, it would have been 14%. Consequently, net profit grew 11.49% annually.
But corporate credit growth was only 5%.
यह कहानी Financial Express Kolkata के October 18, 2025 संस्करण से ली गई है।
हजारों चुनिंदा प्रीमियम कहानियों और 10,000 से अधिक पत्रिकाओं और समाचार पत्रों तक पहुंचने के लिए मैगज़्टर गोल्ड की सदस्यता लें।
क्या आप पहले से ही ग्राहक हैं? साइन इन करें
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