कोशिश गोल्ड - मुक्त

Loan against property will be in the names of joint holders

Financial Express Delhi

August 30, 2025

My sister wants to start a business and needs some money. Can she take a loan against a property (LAP) jointly held by me and does she need to show the end use of the loan?

Yes, a LAP is possible in a jointly held property. However, please note that the loan availability will also be in the joint name. In the case of a LAP, the end use of funds is not verified by the bank.

I checked my credit score six months ago and it is around 800. Now I want to take a home renovation loan. How can I negotiate with the bank for a lower interest rate?

Yes, a borrower with a high score is usually well placed to negotiate for a better rate in future loans.

यह कहानी Financial Express Delhi के August 30, 2025 संस्करण से ली गई है।

हजारों चुनिंदा प्रीमियम कहानियों और 10,000 से अधिक पत्रिकाओं और समाचार पत्रों तक पहुंचने के लिए मैगज़्टर गोल्ड की सदस्यता लें।

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