कोशिश गोल्ड - मुक्त

E-comm's magic number

Financial Express Ahmedabad

|

August 24, 2025

An empathetic, anecdotal view of human stories behind the OTP-driven ecosystem

- MOHIT HIRA

YOUR MOBILE PHONE beeps. A six-digit code SMS has arrived. You copy-paste or key in the numbers, a transaction gets completed, and your transient relationship with these numbers ends. They're deleted, and you move on. But, behind these ubiquitous OTPs (one-time passwords) that run a huge industry across countries, lie thousands—if not millions—of real human stories.

And that's the beauty of Vandana Vasudevan's OTP Please! Online Buyers, Sellers and Gig Workers in South Asia—replete with anecdotes gathered from many conversations, she dives beneath the surface of south Asia's digital consumer revolution. Centred on the realities that underpin the authentication familiar to every Indian online shopper, this book isn't something an average reader would pick up.

But if you're working in—or funding—e-commerce startups, and are interested in a compelling, balanced, and meticulously researched study of how these platforms—from Amazon and Swiggy to Ola and Urban Company—are transforming the lives of buyers, sellers, and gig workers, this book will make you reflect. Where most narratives focus on the magic of instant deliveries and strong company valuations, Vasudevan broadens her perspective to cover the entire ecosystem—not just consumers and VC-backed startups, but also gig workers and small businesses, and, crucially, their emotional landscapes. This is what makes her work unique. She uses vivid stories and detailed studies (including surveys of over 5,000 gig workers) to illustrate how technology-driven commerce is fundamentally altering economies, relationships, and daily lives across the subcontinent beyond India, in Pakistan, Bangladesh, Nepal and Sri Lanka.

Financial Express Ahmedabad से और कहानियाँ

Financial Express Ahmedabad

Ola Electric founder sells ₹92-cr shares

OLA ELECTRIC FOUNDER

time to read

1 min

December 17, 2025

Financial Express Ahmedabad

PFRDA allows 80% NPS corpus withdrawal for pvt subscribers

IN A MAJOR reform of the national pension system (NPS), the pension regulator has allowed lump sum payout to non-government sector subscribers to 80% and reduced annuitisation to 20% of their corpus at the time of exit from the scheme.

time to read

1 min

December 17, 2025

Financial Express Ahmedabad

Rupee breaches 91-mark amid trade deal jitters

ROUT CONTINUES

time to read

1 min

December 17, 2025

Financial Express Ahmedabad

McKinsey plans thousands of job cuts as slowdown bites

Consulting industry seeing demand slump as clients turn cost-conscious

time to read

2 mins

December 17, 2025

Financial Express Ahmedabad

Private credit seen rising 35% this year, but flat without SP deal

THE VALUE OF private credit deals is expected to rise about 35% year-on-year (yo-y) to nearly $13 billion in 2025, but the growth is largely skewed by a single large transaction by the Shapoorji Pallonji (SP) Group, with underlying market expansion remaining muted once that deal is excluded.

time to read

3 mins

December 17, 2025

Financial Express Ahmedabad

NCLT clears Vedanta demerger

IN ITS SUBMISSIONS, the ministry referred to along-running dispute related to Vedanta’s RJ oil and gas block in Rajasthan, arguing that a substantial part of the company’s debt stemmed from government claims linked to the block.

time to read

1 min

December 17, 2025

Financial Express Ahmedabad

Xi faces calls for stronger yuan in currency debate

IN WELL-CONNECTED circles within China, the yuan’s persistent weakness is increasingly being seen as an obstacle to the country’s growth.

time to read

2 mins

December 17, 2025

Financial Express Ahmedabad

Sectoral, thematic funds underperform markets

THE SECTORAL AND thematic funds category of equity mutual fund schemes which has seen an increase of nearly 130% in its assets under management (AUM) from 2023 and contributes to nearly 15% of the total equity AUM,has underperformed the market returns both over one-and three-year periods.

time to read

2 mins

December 17, 2025

Financial Express Ahmedabad

Trump files $10-bn lawsuit against BBC

President Donald Trump sued the BBC for up to $10 billion in damages over edited clips of a speech that made it appear he directed supporters to storm the US Capitol, opening an international front in his fight against media coverage he deems untrue or unfair.

time to read

1 min

December 17, 2025

Financial Express Ahmedabad

A disservice to dignity of labour

BARRING TRANSPARENCY IN IMPLEMENTATION & SOCIAL AUDITS, NEW LAW UNDERMINES MGNREGA ENTITLEMENTS

time to read

4 mins

December 17, 2025

Listen

Translate

Share

-
+

Change font size