Essential insurance tips for young adults starting out

SO, you're finally flying solo. Whether you're buying a car, moving into your own apartment, or starting that dream job, welcome to the world of doing your own laundry, debit orders, and... Insurance.

- WYNAND VAN VUUREN

As you embark on your journey to independence, discover why insurance is essential for safeguarding your valuable possessions and ensuring peace of mind. | FILE

Insurance isn't just for 'old people'. If you own anything of value a car, a laptop, that all-important washing machine and you wouldn't be able to replace it tomorrow if disaster struck, then you need to cover it. It's not about expecting bad things to happen. It's about being ready when they do.

Here is the insurance you need (and why):

Car insurance: you need to protect your car and yourself, and there are many options to choose from. At the top end of the scale, comprehensive cover protects you against theft, hijacking, accidents, hail, and just about everything else. It's essential if you've financed your car.