मैगज़्टर गोल्ड के साथ असीमित हो जाओ
10,000 से अधिक पत्रिकाओं, समाचार पत्रों और प्रीमियम कहानियों तक असीमित पहुंच प्राप्त करें सिर्फ
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BSP launches SME credit risk database
Business World Philippines
|August 11, 2025
THE Bangko Sentral ng Pilipinas (BSP) has launched acredit risk database with a web-based scoring system which will allow financial institutions to evaluate small businesses and boost credit access.
“It aims to enhance access to credit of small and medium enterprises (SMEs) by helping financial institutions (FIs) assess the creditworthiness of their SME borrowers, creating atruly inclusive economy,” the BSP said in amemorandum on its website.
The Credit Risk Database Philippines Web-based Scoring System (CRDPh System) is an automated platform designed to streamline the secured submission and processing of data and retrieval of credit risk database outputs.
It transitioned to a web-based platform from the previous standalone CRD scoring tool.
“By complementing existing models and tools, the CRDPh System expects to enhance the Fls’ credit risk-based evaluation of SME borrowers, address information asymmetry, improve loan pricing, reduce dependence on collateral, and ultimately support access to finance of SMEs.”
यह कहानी Business World Philippines के August 11, 2025 संस्करण से ली गई है।
हजारों चुनिंदा प्रीमियम कहानियों और 10,000 से अधिक पत्रिकाओं और समाचार पत्रों तक पहुंचने के लिए मैगज़्टर गोल्ड की सदस्यता लें।
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