कोशिश गोल्ड - मुक्त
Risk-based deposit insurance premium model proposed
Business Standard
|October 02, 2025
ENCOURAGING SOUND RISK MANAGEMENT
The Reserve Bank of India (RBI) on Wednesday proposed to introduce a risk-based deposit insurance premium instead of the currently applicable flat rate, which will serve as the ceiling. This is expected to increase banks’ risk management and reduce premiums for the stronger lenders.
During the monetary policy statement, RBI Governor Sanjay Malhotra said: “It is further proposed to introduce risk-based deposit insurance premium with the currently applicable flat rate of premium as the ceiling. This will incentivise sound risk management by banks and reduce premiums to be paid by better rated banks.”
यह कहानी Business Standard के October 02, 2025 संस्करण से ली गई है।
हजारों चुनिंदा प्रीमियम कहानियों और 10,000 से अधिक पत्रिकाओं और समाचार पत्रों तक पहुंचने के लिए मैगज़्टर गोल्ड की सदस्यता लें।
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