NPCI Steps Ups UPI Vigil to Prevent Disruptions

Outlines operational guidelines for 10 APIs linked to UPI

- AJINKYA KAWALE

The National Payments Corporation of India (NPCI) is stepping up its supervision of the Unified Payments Interface (UPI) to prevent future disruptions caused by stress on the core network.

In a circular issued on Wednesday, the payments authority outlined operational guidelines for 10 application programming interfaces (APIs) linked to UPI. It has asked payment service providers and acquiring banks to monitor and moderate their use of these APIs.

The body may also impose rate limits on the number of times an API can be called.

The move follows a root cause analysis conducted last month, which found that banks overloaded the system by sending too many "check transaction status" API calls, contributing to system downtime.