Indian households, including Gen Z, remain risk-averse: Sebi survey

Indian households continue to _ prioritise safety over returns when it comes to investing, according to the Securities and Exchange Board of India’s (Sebi’s) 2025 Investor Survey.

- ABHISHEK KUMAR

The nationwide study, conducted across 90,000 households in 400 cities and 1,000 villages, highlights that nearly 80 per cent of families prefer capital preservation to higher, riskier gains.

Interestingly, this cautious outlook extends to younger generations. Despite their digital fluency and rising access to investment platforms, 79 per cent of Gen Z households surveyed displayed riskaverse behaviour.