Bank of Baroda Q3 net up 4.5% on lower provisioning

Public-sector lender Bank of Baroda’s (BoB’s) net profit grew 4.5 per cent year-on-year (Y-0-Y) to 5,055 crore in the third quarter of 2025-26 (Q3FY26) on lower provisioning and a marginal rise in non-interest income.

- ANJALI KUMARI & ABHIJIT LELE

Net interest income (NII) was flat at 711,800 crore in the quarter ended December, compared to 11,786 crore a year ago. Net interest margin (NIM) declined by 2s basis points to 2.79 per cent in Q3FY26 from 3.04 per cent a year ago. Sequentially, NIMs declined from 2.96 per cent in QoF