कोशिश गोल्ड - मुक्त
HEALTH INSURANCE - THE UNHEALTHY PREAMBLE
THE INSURANCE TIMES
|September 2022
Please do not confuse the word Preamble in insurance to the Preamble of our Constitution. Both are different.
The insurance companies use the word preamble in their Policy Wording. These days and in order to save on paper, the insurers request us to download Policy Wording from their website. However, it is another matter that they do not mention exactly from where in the website this policy wording to be downloaded leaving the policyholder clueless!
In this article, we shall examine the Preamble or an Introduction or Foreword or Preface of seven insurance companies. Why seven insurance companies? Number & the insurers both were a random pick. The companies thus chosen are: 1) Aditya Birla Health Insurance Company 2) Edelweiss General Insurance Company 3) ICICI Lombard General Insurance Company 4) IFFCO TOKIO General Insurance Company 5) Liberty General Insurance Company 6) Life Insurance Corporation of India 7) Star Health and Allied Insurance Company.
Aditya Birla Health Insurance Co. Limited
"This Policy has been issued on the basis of the Disclosure to information Norm, including the information provided by You in respect of the Insured Persons in the Proposal Form, any application for insurance cover in respect of any Insured Person and any other information or details..."
Edelweiss Health Insurance
This is a contract of insurance between the Company and the Policyholder which is subject to the realization of the full premium in advance and the terms, conditions and exclusions to this Policy. This Policy has been issued on the basis of the Disclosure to Information Norm, including the information provided by Policyholder in respect of the Insured Persons in the Proposal and the Policy Schedule.
ICICI Lombard General Insurance Company Limited
यह कहानी THE INSURANCE TIMES के September 2022 संस्करण से ली गई है।
हजारों चुनिंदा प्रीमियम कहानियों और 10,000 से अधिक पत्रिकाओं और समाचार पत्रों तक पहुंचने के लिए मैगज़्टर गोल्ड की सदस्यता लें।
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