Plan To Be Financially Independent

Each of us aspires to be financially independent as it ensures having enough resources to be self-sufficient and control our finances.

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In reality, many people struggle to achieve financial independence due to a lack of financial discipline, not prioritising their goals, and ignoring the need to plan for financial emergencies. Simply put, if you are looking to be financially independent, you must prioritise saving and investing.

Unfortunately, many of us don't consider it necessary to save, thinking that there will always be enough money available to take care of our future needs. In other words, our ability to save depends upon how financially responsible we are. To put it in perspective, being financially responsible doesn't mean living below your means. It just requires you to avoid buying things that you don't really need. Remember, if you spend 100 per cent of your income, financial independence will remain a distant dream.