Expanding Geographies, Diversifying Partnerships

Tanya Chadha, Chief Business Officer Digital Business Alliances, UGRO Capital describes the strategies and technologies driving the growth:

- Tanya Chadha, Chief Business Officer - Digital Business & Alliances, UGRO Capital describes the strategies and technologies driving the growth:

Ravi Lalwani: What has been the business growth in MSME lending of the company over the last 3 years?

Tanya Chadha: At UGRO Capital, our mission is deeply rooted in bridging the vast MSME credit gap in India through a data-driven, technology-led approach. Our AUM reached ₹110.67 bn as of December 2024, reflecting our ability to scale rapidly while maintaining portfolio quality. UGRO Capital's distinctive co-lending approach, accounts for 44% of its off-book AUM, and its strategic partnership with 16 co-lending partners, 59 lenders, over 60 fintechs, and 730+ GRO partners, facilitates data-driven, tailored financial solutions for more than 1.35 lakh MSMEs across India. With massive geographical expansion strategies in place, the company is now at a whopping 220+ locations and looks to reach over 300 by the end of the next financial year.

UGRO’s improving financial performance was further recognized with a rating upgrade from India Ratings to IND A+/Stable (long-term) and IND A1+ (short-term).

Please share the top 3 regions, top 3 products, and top 3 industry sectors.