कोशिश गोल्ड - मुक्त
The Policy of Push
BANKING FINANCE
|June 2025
"If all you have is a hammer, everything looks like a nail."
-
There has been a noticeable rise in suicides among bankers in India. Many of these cases are attributed to the immense pressure to meet unrealistic targets and the stress of handling large financial responsibilities. The demanding work environment, coupled with the fear of repercussions for not meeting targets, has been a significant factor. Instances of harassment by superiors and unrealistic expectations have been frequently cited in suicide notes.
There has been a noticeable rise in suicides among bankers in India. Many of these cases are attributed to the immense pressure to meet unrealistic targets and the stress of handling large financial responsibilities. The demanding work environment, coupled with the fear of repercussions for not meeting targets, has been a significant factor. Instances of harassment by superiors and unrealistic expectations have been frequently cited in suicide notes.
Let us call this pressure tactics as the "Policy of Push", which has emerged as a strategy where top management exerts increasing pressure on junior employees to enhance performance. Initially, this approach can yield impressive results, but over time, it often leads to diminishing returns and a loss of trust and acceptance among employees.
Consider the case of a mid-sized bank that implemented the Policy of Push to boost its quarterly performance. The top management set ambitious targets and demanded that junior employees meet these goals through extended working hours and aggressive sales tactics. In the first quarter, the results were remarkable. The bank saw a significant increase in new accounts, loan approvals, and overall revenue. The management celebrated these achievements, attributing them to the boosted morale and best work culture in the bank.
यह कहानी BANKING FINANCE के June 2025 संस्करण से ली गई है।
हजारों चुनिंदा प्रीमियम कहानियों और 10,000 से अधिक पत्रिकाओं और समाचार पत्रों तक पहुंचने के लिए मैगज़्टर गोल्ड की सदस्यता लें।
क्या आप पहले से ही ग्राहक हैं? साइन इन करें
BANKING FINANCE से और कहानियाँ
BANKING FINANCE
Public Sector Banking Merger in India : An Overview
The merger of public sector banks has largely achieved its intended objectives. They have produced significant amount of net profit, increased earnings per share and reduced NPAs. They are now in better position to compete with private banks and foreign banks. They are in a good position to perform their corporate social responsibility. But there are several dark sides also.
4 mins
June 2026
BANKING FINANCE
RBI Enforces Strict 100% KYC for Wallets Impacting Rs. 2.5 Lakh Crore Digital Transactions
The Reserve Bank of India (RBI) has introduced stringent amendments to the Master Directions on Prepaid Payment Instruments (PPIs).
2 mins
June 2026
BANKING FINANCE
Misreading global economic risks
In the tumultuous global economic and political context of the past year, it is hardly surprising that the focus of the IMF in the first chapter of its flagship report World Economic Outlook for April 2026 should focus on geopolitical risks, and recognise their impact on economies across the world.
4 mins
June 2026
BANKING FINANCE
RBI CIRCULAR
Reserve Bank of India (Rural Co-operative Banks - Governance) Amendment Directions, 2026
4 mins
June 2026
BANKING FINANCE
The Future of Customer Experience AI-Powered Hyper-Personalized
AI-powered hyper-personalized banking marks the beginning of a new era, one where customers are not treated as account numbers, but as individuals with unique journeys. It replaces standardized templates with contextual intelligence, generic advice with tailored guidance, and reactive service with predictive insight.
5 mins
June 2026
BANKING FINANCE
Capacity Building in Urban Cooperative Banks: Strengthening Governance, Risk Management, and Stability
Urban Cooperative Banks (UCBs) play a vital role in India's financial ecosystem by extending banking services to small businesses, local traders, salaried individuals, and semi-urban communities that are often underserved by larger commercial banks.
3 mins
June 2026
BANKING FINANCE
Credit and Risk Analytics in Banking: Leveraging Machine Learning for Default Prediction, Fraud Detection, and Risk Management
The future of machine learning in banking risk analytics is poised for significant advancements, with several emerging trends and directions shaping its evolution. One prominent trend is the greater integration of AI and ML across all aspects of risk management.
6 mins
June 2026
BANKING FINANCE
India and LAC to Target Opportunities in Green Energy, Critical Minerals, and Future Value Chains
Export-Import Bank of India (India Exim Bank)'s study titled \"India's Economic Footprint in LAC: Trade and Investment Patterns and Opportunities\" was released on May 22, 2026 by Mr. Manuel Ochipintti, President of Banco Nacional de Fomento (BNF), Paraguay and Mr. ?
1 min
June 2026
BANKING FINANCE
SEBI's March 2026 Reforms - Redefining the Alternative Investment Landscape
SEBI's March 2026 reforms mark a turning point in India's financial journey. They provide flexibility where it was needed, open doors for retail investors, and align India's practices with global standards. More importantly, they reflect a vision of India as a market that is inclusive, innovative, and globally competitive.
8 mins
June 2026
BANKING FINANCE
Banking News
The Reserve Bank of India has amended credit card regulations, stating that card issuers can classify an account as \"past due\" or levy penal charges only if dues remain unpaid for more than three days after the due date.
9 mins
June 2026
Listen
Translate
Change font size
