Forbes Indonesia - March 2017

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While much attention has been focused on startups in financial technology (fintech), there is an equally large transformation afoot in the traditional financial services industry. The disruption caused by fintech is pushing established firms to innovate to stay com- petitive. Therefore, Kartika Wirjoatmodjo and Bank Mandiri for the cover makes perfect sense to illustrate this financial revolution. At 43, Kartika is the youngest-ever head of the bank, and meant to bring a fresh perspective to the country’s largest bank (by lending). He has taken that mandate with gusto—among his goals is to more than double the bank’s market capital- ization to $55 billion by 2020. On the fintech front, Bank Mandiri is quickly beefing up its tech prowess, with improved mobile banking, revamped In- ternet banking and other initiatives. One of its most intriguing efforts is ven- ture capital—the bank has set PT Mandiri Capital Indonesia with Rp 500 billion to invest in fintech startups.