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New buyers spoiled for choice
Yorkshire Evening Post
|September 23, 2025
Selection of low-deposit mortgage deals 'hits 17-year high'
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The number of low-deposit mortgages on the market has reached a 17-year high, according to a financial information website.
Moneyfacts counted 1,360 mortgage products requiring deposits of 5% or 10% in September marking the highest total since 1,532 options in March 2008.
The low-deposit deals now make up around a fifth (19%) of the homeowner mortgage market overall, its analysis found.
Lower deposit deals are often used by first-time buyers to get onto the property ladder.
The research looked at mortgages on the first available day of each month.
It also found the average "shelf life" of a mortgage was 17 days, down from 21 days in September 2024.
Cette histoire est tirée de l'édition September 23, 2025 de Yorkshire Evening Post.
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