Passez à l'illimité avec Magzter GOLD
Obtenez un accès illimité à plus de 9 000 magazines, journaux et articles Premium pour seulement
Essayer OR - Gratuit
Loan disbursal to micro-finance institutions rises 43%
The Sunday Guardian
|January 12, 2025
The quarterly average ticket size of Micro Finance Institutions (MFIs) loan disbursal rose 43 per cent from Rs 35 thousand to Rs 50 thousand between September 2021 to 2024, as per the Financial Stability report of the IIFL Capital.
-
The report, however, noted the issue of delinquencies, as it observed that the rate was high among borrowers with loans from multiple lenders and those with higher credit exposure.
The report highlighted that nearly half of the borrowers availing the unsecured loans have another live retail loan, often a high-ticket loan.
About 11 per cent of borrowers with Personal Loans (PL) greater than Rs 50,000 had an overdue personal loan and over 60 per cent had availed more than three loans during FYTD.
Moreover, nearly threefifths of customers who availed of personal loans in 2QFY25 had more than three live loans at the time of origination. As a result, impairment is rising in unsecured loans.
Cette histoire est tirée de l'édition January 12, 2025 de The Sunday Guardian.
Abonnez-vous à Magzter GOLD pour accéder à des milliers d'histoires premium sélectionnées et à plus de 9 000 magazines et journaux.
Déjà abonné ? Se connecter
PLUS D'HISTOIRES DE The Sunday Guardian
The Sunday Guardian
Inside India's 2016 surgical strikes: Planning, precision, deterrence
The strikes came 11 days after the 18 September 2016 Uri attack, in which four militants stormed an Army base, killing 19 soldiers. The scale of the losses shocked the nation and demanded a forceful response.
3 mins
September 28, 2025
The Sunday Guardian
World Food India 2025 sees MoUs worth Rs 1 lakh crore in first two days
The second day of World Food India 2025, currently underway at Bharat Mandapam, marked major strides in India's vision to become the global food basket.
1 mins
September 28, 2025
The Sunday Guardian
CLOSE PARTNERSHIP WITH INDIA VITAL FOR U.S. GLOBAL SECURITY
Absence of a trade deal with India would seriously compromise the US in the ongoing hybrid confrontation with China. Whether a deal will come about or not depends in large part on the White House.
4 mins
September 28, 2025
The Sunday Guardian
THREATS TO RUIN FUTURE: EX-STUDENT REVEALS HOW DELHI GODMAN SUBJECTED FEMALE STUDENTS TO SEXUAL ABUSE
A red Volvo with a \"UN\" number plate, a BMW, a fake visiting card of \"permanent ambassador of UN Economic and Social Council (ECOSOC)\"-Swami Chaitanyananda Saraswati had built around himself a larger-than-life aura and knew how to show off in elite circles to project himself as an \"internationally acclaimed writer.\" But none of this corresponded with the reality: he is a serial sexual offender, according to students who have passed from Sri Sharada Institute of Indian Management and Research (SRISIIM), located in Delhi's Vasant Kunj
7 mins
September 28, 2025
The Sunday Guardian
VISA WARS AND THE GREAT BRAIN DRAIN: MAKE INDIA GREAT AGAIN
America's dramatic hike in the H1B visa fee is a watershed moment for global talent mobility, forcing India to confront both risks and opportunities. This is more than a cautionary tale; it is a chance for India to assert itself in the geopolitics of human capital.
5 mins
September 28, 2025
The Sunday Guardian
CHINA-RUSSIA-NORTH KOREA TRILATERAL ALIGNMENT CHALLENGES LEE JAE-MYUNG
Emerging trilateral ties complicate South Korea's efforts to engage North Korea diplomatically.
5 mins
September 28, 2025
The Sunday Guardian
Farewell to MiG-21, India's first supersonic fighter
On 26 September 2025, the skies over Chandigarh fell silent to a sound that had defined Indian air power for more than six decades.
5 mins
September 28, 2025
The Sunday Guardian
'Surat-Bilimora section of bullet train project to become operational in 2027'
Union Railway Minister Ashwini Vaishnaw has said that the Surat to Bilimora is the first section of the Bullet Train project that will become operational and several new technologies have been introduced into the work on the tracks.
3 mins
September 28, 2025
The Sunday Guardian
POLISH DIPLOMAT DEEPENS INDO-POLISH CULTURAL TIES THROUGH ARTISTIC EXCHANGES
Polish Institute New Delhi director champions cinema, music, literature, and heritage collaborations.
4 mins
September 28, 2025
The Sunday Guardian
LOC issued against Pune gangster Nilesh Ghaywal
A Look Out Circular has been issued against notorious Pune gangster Nilesh Ghaywal, who is suspected to have left the country despite facing fresh criminal charges.
1 mins
September 28, 2025
Listen
Translate
Change font size