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Financing • Buyers advised to obtain vehicle loans through regulated arrangements
The Straits Times
|September 25, 2025
We thank Mr Raymond Ng Teck Wei for his suggestions on possible measures to tighten the motor vehicle financing restrictions (Review car loan rules to prevent financial woes and safety issues, Sept 17).
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The vast majority of motor vehicle loans extended to households are granted by financial institutions (FIs), which must abide by the Monetary Authority of Singapore’s (MAS) motor vehicle financing restrictions. These restrictions aim to encourage financial prudence.
MAS also expects FIs to provide clear, relevant and timely information so that consumers can make informed decisions on borrowing costs. In recent years, no FI has been found to have breached the motor vehicle financing restrictions.
Cette histoire est tirée de l'édition September 25, 2025 de The Straits Times.
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