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NPCI directs banks to limit ‘check transaction’ API usage to avoid UPI outage

The Political and Business Daily

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April 30, 2025

NEW DELHI, APR 29

NPCI directs banks to limit ‘check transaction’ API usage to avoid UPI outage

IN the wake of the mega unified payments interface (UPI) outage earlier this month, the National Payments Corporation of India (NPCI) has asked banks to ensure that all the API requests (traffic) sent to UPI is monitored and moderated in terms of appropriate usage.

The relentless transaction status checks by banks resulted in the massive UPI outage on April 12, leaving millions stranded.

In a notification, the NPCI has said that banks will initiate the first check transaction status API after 90 seconds from the initiation/authentication of the original transaction.

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THE Congress on Wednesday held protests across the country against what it alleged was the Modi government's “misuse” of probe agencies for vendetta politics and vowed to keep up the fight in Parliament and outside, a day after a Delhi court refused to take cognisance of the Enforcement Directorate's money laundering charge against Sonia Gandhi and Rahul Gandhi in the National Herald case.

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