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The Excuses For Not Investing

The New Indian Express Shivamogga

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September 08, 2025

In the course of the last few decades of investment behavior that I have seen...let me tell you some of the lies that I have heard....

- PV SUBRAMANYAM

I am too young to start investing for retirement: Younger people do not like to hear about saving/investing for their retirement—it is just too far away.

My take: forget retirement, this generation will need money to eat from when they are between jobs. Job loss can happen at 32, while retirement may happen at 50.

I have no money to save or invest: I have heard this from people earning ₹9000 per month as well as from people taking home ₹1,84,000 per month. Need I say more?

PLUS D'HISTOIRES DE The New Indian Express Shivamogga

The New Indian Express Shivamogga

The New Indian Express Shivamogga

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The New Indian Express Shivamogga

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THE Centre's fiscal deficit widened 21% year-on-year in the first six months of the current financial year to ₹5.7 lakh crore as the government accelerated capital expenditure amid muted tax revenue growth.

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Russia, US to join Navy events next yr; China, Pak & Turkey not invited

MORE than 55 countries have expressed their willingness to participate in the Indian Navy's simultaneous hosting of three major international maritime events at Visakhapatnam in February 2026.

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