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THE CLAUSE THAT CAN DERAIL HEALTH INSURANCE CLAIMS

Mint Hyderabad

|

October 27, 2025

Most insurance policyholders believe that once they are admitted to a hospital, the insurer will pay the bills.

However, health insurance policy documents often include a “reasonable and customary” clause, which allows insurers to pay only for costs that they consider fair and standard. Insurers can assess whether a treatment, its cost and the number of days spent in hospital were actually necessary. Most claims pass smoothly through these filters, but for those that are rejected, the clause proves to be a primary reason, second only to declines due to preexisting health conditions.

Patient's pain

PLUS D'HISTOIRES DE Mint Hyderabad

Mint Hyderabad

Unilever, L'Oréal ride e-commerce wave

Multinational consumer goods companies Unilever and L’Oréal are witnessing strong growth on e-commerce platforms in many markets, with India emerging as a standout performer.

time to read

1 mins

October 27, 2025

Mint Hyderabad

Mint Hyderabad

Can base plan top-ups make a difference?

I am 45 with a daughter. Our ₹10 lakh family floater has run for five years. This year, I have a ₹1 crore super top-up with a ₹10 lakh deductible. My base insurer offers to raise coverage to ₹20 lakh for ₹3,000 extra. I have a ₹10 lakh no-claim bonus and no adverse medical history. Please advise.

time to read

2 mins

October 27, 2025

Mint Hyderabad

Mint Hyderabad

As Trump and Xi get set to talk trade, Asia worries about impact on its security

Some Asian countries fear a ‘grand bargain’ with Xi on economic issues could sideline security

time to read

5 mins

October 27, 2025

Mint Hyderabad

PIYUSH PANDEY: PARTNER, FRIEND AND CREATIVE GENIUS

I t feels fitting that words fail me today—when the most prolific wordsmith I knew has passed. For nearly four decades, Piyush was far more than a colleague, creative partner, or fellow board member—he was a dear friend. Our lives intertwined so deeply that we became family. Ourjourney together began at Asian Paints, when Iwas ayoung and somewhat impatient product manager, and he was the Hindi copy chief. Someone from the copy department had just translated “Celebrate with Asian Paints” into “Asian Paints Ke saath jashn manao.” lremem-ber being appalled and insisting I speak to someone who actually thought in Hindi. That's how Piyush and I met. He immediately understood what I was trying to say. Before Ireached home that evening, he called me, “Partner, I've cracked it— Har Khushi Mein Rang Laye, Asian Paints!” ‘That was the start ofa friendship and partnership that would last a lifetime—across Asian Paints, Cadbury and Pidilite.

time to read

2 mins

October 27, 2025

Mint Hyderabad

Passenger vehicle exports up 18% in H1

Passenger vehicle exports from India rose by 18% year-on-year in the April-September period with Maruti Suzuki leading the segment with shipment of over 200,000 units, according to the Society of Indian Automobile Manufacturers (Siam) data.

time to read

1 min

October 27, 2025

Mint Hyderabad

Crack the code: Inside Instagram’s password-protected Reels feature

When Shah Rukh Khan dropped a behind-the-scenes reel from Aryan Khan's directorial debut Ba***ds of Bollywood, fans were puzzled to find it locked behind a password.

time to read

2 mins

October 27, 2025

Mint Hyderabad

Mint Hyderabad

The quiet gear shift under way at India’s auto part makers

tional build-to-print role of suppliers to that of co-creators and system integrators,\" said Arvind Goel, vice-chairman at Tata AutoComp Systems Ltd, which makes cockpit modules, seating and console systems. \"Unlike Tier Isthatjoin the programme after specification freeze, Tier 0.5 partners participate from the early concept stage, taking shared responsibility for system performance, lifecycle cost and digital enablement.

time to read

2 mins

October 27, 2025

Mint Hyderabad

Death by data: Use what’s relevant, not what’s available

More data may not mean better decisions.

time to read

3 mins

October 27, 2025

Mint Hyderabad

Goyal to visit Brussels to push FTA with EU

Piyush Goyal, minister of commerce and industry, will visit Brussels, Belgium on 27-28 October for talks with Maros Sefcovic, the executive vice-president and European Commissioner for Trade of the European Union, to conclude a comprehensive trade agreement at the earliest, the government said.

time to read

1 min

October 27, 2025

Mint Hyderabad

Mint Hyderabad

Tight liquidity sets stage for RBI action

Liquidity in India's banking system has turned negative for the first time in a month, as the Reserve Bank of India's (RBI) dollar sales to defend the rupee and higher cash withdrawals during the festive season drained funds from the market.

time to read

1 min

October 27, 2025

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