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Farm loans up to ₹2L to be collateral free
Hindustan Times Noida
|December 15, 2024
IN FEBRUARY 2019, THE CENTRAL BANK HAD INCREASED THE LIMIT FOR COLLATERAL-FREE AGRICULTURAL LOANS FROM THE THEN EXISTING LEVEL OF ₹1 LAKH TO ₹1.6 LAKH
NEW DELHI: The Reserve Bank of India (RBI) has asked all banks to waive collateral, mortgage and any margin deposits against farm loans up to a limit of ₹2 lakh, the central bank said on Saturday. The new rule will be applicable from January 2025.
The central bank said agricultural loans would be collateral free up to ₹2 lakh in keeping with current inflation levels and credit requirements of the farm sector.
Currently, loans of up to ₹1.6 lakh don't require mortgage but may, in certain cases, attract margin-money deposits.
Cette histoire est tirée de l'édition December 15, 2024 de Hindustan Times Noida.
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