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3% interest subsidy to MSME exporters
Financial Express Kolkata
|October 13, 2025
THE SUBSIDISED INTEREST rates on preand post-shipment rupee export credit for exporters were initially launched on April 1,2015, for a five-year period.
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It has been extended multiple times with benefits capped at ₹50 lakh per exporter per Import Export Code (IEC).
The interest equalisation scheme has been credited with enhancing export volumes by reducing effective bank interest rates to 5-7% from 9-12%. It ended in December 2024.
The credit costs of Indian exporters range between 812% while the export credit in countries they are competing with is priced at 2-3%. Exporters say the scheme is needed urgently again to bridge the gap in cost of funds.
Cette histoire est tirée de l'édition October 13, 2025 de Financial Express Kolkata.
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