Write time the key to a free will

Writing a will isn't usually high on anyone's to-do list. It can feel somewhat bleak and even a bit intimidating.

- by Katie Elliott

But it's actually one of the most important financial moves you'll make in your lifetime. A will doesn't just decide who gets the family heirlooms; it keeps your loved ones from wading through red tape, rows, and potentially hefty tax bills after you've gone.

Without one, the law decides who inherits your belongings, not you. That can mean long delays, disputes, and in some cases, big chunks of wealth ending up with the taxman that could have stayed in the family. With a will, you get peace of mind. Cherished possessions are handed to the right people, gifts to charities you care about, and clarity when your family needs it most. The good news is that wills aren't as costly as many assume.