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More senior citizens opt to port health insurance policies
Business Standard
|September 08, 2025
Innovation, digital ease driving the shift, say insurers
Portability of health insurance policies among senior citizens is on the rise, driven by new and innovative products with additional coverage options, experts say. The practice has nearly doubled over the past two years.
According to data from PolicyBazaar, portability among senior citizens increased to 29 per cent of total health policies in 2024-25, up from 18 per cent in 2022-23. This sharp jump is credited to more seniors switching insurers in search of better coverage, improved claim support, and protection from steep premium hikes.
"There are a lot of new products coming into the industry because regulators have introduced the 'use and file' system. It is now easier to launch a product," said Ankur Kharbanda, executive director and chief business officer, Niva Bupa Health Insurance.
Cette histoire est tirée de l'édition September 08, 2025 de Business Standard.
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