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Deposit rates fall more in easing phase
Business Standard
|February 12, 2025
Following a 25-basis point (bp) cut in the policy repo rate by the Reserve Bank of India (RBI) last week, banks are expected to revise their lending and deposit rates.
According to RBI data, during the easing phase (February 2019 to March 2022), the weighted average domestic term deposit rate (WADTDR) on fresh deposits fell by 259 bps (more than the repo rate) when the policy repo rate was reduced by 250 bps.
In contrast, during the tightening phase (May 2022 to November 2024), when the policy rate was increased by 250 bps, the WADTDR on fresh deposits rose by 243 bps.
Cette histoire est tirée de l'édition February 12, 2025 de Business Standard.
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