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Business Standard
|September 16, 2025
Insurance companies are increasingly offering secured loans to policyholders using their insurance policies as collateral.
According to media reports, the loan outstanding in this segment stood at %1.35 trillion at the end of 2024-25. Life Insurance Corporation (LIC) is the largest player in this segment. Many private insurers have recorded over 25 percent year-on-year growth on their smaller base.
Meet liquidity needs
A loan against insurance policy allows customers to meet their temporary funding requirements. “Meanwhile, the life insurance policy continues to secure the borrower's financial future by providing protection,” says Rajeev Chugh, chief financial officer, Generali Central Life Insurance.
Cette histoire est tirée de l'édition September 16, 2025 de Business Standard.
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