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What would 50-year mortgages mean for buyers?

Time

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December 08, 2025

THE TRUMP ADMINISTRATION HAS BEGUN PROMOTING the idea of 50-year mortgages as a way to make homes more affordable for buyers—a plan that has drawn criticism even from some of the President’s allies, and that experts warn could come with potentially major drawbacks. President Trump floated the idea of introducing 50-year mortgages in a Truth Social post on Nov. 8. Soon after, Federal Housing Finance Agency director Bill Pulte wrote in a post on X: “Thanks to President Trump, we are indeed working on The 50 year Mortgage—a complete game changer.”

- BY CHANTELLE LEE

What would 50-year mortgages mean for buyers?

The longer-term mortgage would mark a significant extension on the most common type of home loan in the U.S., a 30-year fixed mortgage, which borrowers repay over three decades.

Several right-wing commentators and lawmakers were quick to voice opposition to the idea, which Representative Marjorie Taylor Greene said in a post on X would “ultimately reward the banks, mortgage lenders, and home builders while people pay far more in interest over time and die before they ever pay off their home.”

The Trump Administration’s proposal also generated criticism from housing experts, who say that the benefits to homebuyers would be minimal.

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The journalist and the jinx in a suburban standoff

CLAIRE DANES GETS A LOT OF ATTENTION for her “cry face.” It is, indeed, a sight to behold. Engulfed by waves of sorrow, her chin vibrates, her eyes scrunch, the corners of her mouth turn down as though tugged by invisible weights.

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4 mins

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LIVING IN PUBLIC

“The camera eats first.” A decade ago, that phrase was a joke about influencers and their avocado toast. Now it's shorthand for how every corner of life—dinners, cleaning, milestones, even grief—can be packaged for public consumption. We live in a world where intimacy has become inventory, where the difference between living and posting is often just a matter of lighting.

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3 mins

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5 migraine symptoms that aren't headaches

NEARLY 40 MILLION people in the U.S. suffer from migraines, making the painful disorder one of the most common that neurologists treat. It's also among the most confusing. Because of the many ways it can show up, it can take more than a decade to receive an accurate diagnosis.

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2 mins

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Distress Signal

WHAT THE L.A. FIRES REVEAL ABOUT AMERICA'S BLEAK CLIMATE FUTURE

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13 mins

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The food pyramid may be back on the menu

EARLY PUBLIC NUTRITION ADVICE CAME AS A WARNING. Wilbur O. Atwater, a chemist and renowned nutritionist, wrote in an 1902 edition of the U.S. Department of Agriculture's (USDA) digest, Farmers' Bulletin, that \"Unless care is exercised in selecting food, a diet may result which is one-sided or badly balanced—that is, one in which either protein or fuel ingredients (carbohydrate and fat) are provided in excess ... The evils of overeating may not be felt at once, but sooner or later they are sure to appear.\"

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2 mins

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Where top U.S. leaders earn their stripes

AS THE INDUSTRIES AND COMPANIES driving the American economy change, new generations of leaders are rotated in to take the helm.

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3 mins

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The Risk Report

THREE YEARS AND NINE MONTHS after Russia's full-scale invasion of Ukraine, the war grinds on. There's been plenty of news and noise of late. Yet as we approach the end of 2025, there's no sign of resolution on the horizon.

time to read

2 mins

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JON CHU'S AMERICAN DREAM

The Wicked: For Good director on trying to change the world, one blockbuster at a time

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6 mins

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Ken Burns'

The filmmaker on his 12-hour documentary The American Revolution, the importance of undertow, and what's next

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2 mins

December 08, 2025

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A seductive Dangerous Liaisons remix, with feminist intentions

There are no heroes in Les Liaisons Dangereuses, Pierre Choderlos de Laclos' 1782 novel of end-stage French aristocratic decadence. Its chief villain is Marquise Isabelle de Merteuil, a master manipulator who exploits her former lover the Vicomte de Valmont's resurgent desire for her with a wager that dooms them both. As a teenage Fiona Apple dryly noted: “It's a sad, sad world when a girl will break a boy just because she can.”

time to read

1 mins

December 08, 2025

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