Essayer OR - Gratuit
THE RISKS OF USING PEER-TO-PEER PAYMENT APPS
Kiplinger's Personal Finance
|September 2023
A recent report from the Consumer Financial Protection Bureau found that billions of dollars stored in major peer-topeer payment apps, such as Cash App, PayPal and Venmo, may lack the same federal deposit insurance coverage that protects users of standard U.S. banks and credit unions from total ruin in a crisis.
Check an app's user agreement to see whether it keeps your money in a bank or credit union account or invests your money in loans and bonds. Also check for details on whether your money may be insured at a bank or credit union, as well as what happens in the case of the payment app's collapse or bankruptcy.
Cette histoire est tirée de l'édition September 2023 de Kiplinger's Personal Finance.
Abonnez-vous à Magzter GOLD pour accéder à des milliers d'histoires premium sélectionnées et à plus de 9 000 magazines et journaux.
Déjà abonné ? Se connecter
PLUS D'HISTOIRES DE Kiplinger's Personal Finance
Kiplinger's Personal Finance
A TAX BREAK FOR MEDICAL EXPENSES
The editor of The Kiplinger Tax Letter responds to readers asking about health care write-offs.
2 mins
February 2026
Kiplinger's Personal Finance
Volunteering to Help Others at Tax Time
Through an IRS program, qualifying individuals can get free assistance with their tax returns.
2 mins
February 2026
Kiplinger's Personal Finance
CATCH-UP SAVERS FACE A TAXING 401(K) CHANGE
Under new rules, you may lose an up-front deduction but gain tax-free income once you retire.
2 mins
February 2026
Kiplinger's Personal Finance
The Case for Emerging Markets
Economic growth, earnings acceleration and bargain prices favor EM stocks.
3 mins
February 2026
Kiplinger's Personal Finance
THE NEW RULES OF RETIREMENT
Popular guidelines about how to save, invest and spend need to be updated and personalized to ensure you'll never run out of money.
15 mins
February 2026
Kiplinger's Personal Finance
Smart Ways to Share a Credit Card
Adding an authorized user has its benefits, but make sure you set the ground rules.
2 mins
February 2026
Kiplinger's Personal Finance
THE BEST AFFORDABLE FITNESS TRACKERS
These devices monitor your exercise, sleep patterns and more- and they don't cost an arm and a leg.
4 mins
February 2026
Kiplinger's Personal Finance
A VALUE FOCUS CLIPS RETURNS
THERE'S more to Mairs & Power Growth than its name implies. The managers favor firms with above-average earnings growth. But a durable, competitive position in their market- “a number-one or number-two position and gaining share,” says comanager Andrew Adams—and a reasonable stock price matter even more.
1 mins
February 2026
Kiplinger's Personal Finance
Look Beyond the Tech Giants
I am hooked on a podcast called Acquired, in which two smart guys do a deep analytical dive, typically lasting three or four hours, on a single successful company such as Coca-Cola or Trader Joe's. Ben Gilbert and David Rosenthal, a pair of venture capitalists, are especially adept at explaining what's behind the success of such tech giants as Alphabet (symbol GOOGL, $320), the former Google, which recently merited 11 hours and 42 minutes of dialogue all by itself.
4 mins
February 2026
Kiplinger's Personal Finance
How to Pay for Long-Term Care
A couple of months ago, I wrote that many Americans significantly underestimate how long they could live in retirement (see “Living in Retirement,” Dec.). With the possibility of a 30-year retirement becoming more common, retirees need to plan for so-called longevity risk to make sure their assets last a lifetime. And the longer you live, the more likely you'll need to pay for some form of long-term care. That can range from assistance with activities of daily living to in-home care to a nursing home stay.
2 mins
February 2026
Translate
Change font size