BUDGETING For Baby

Welcoming a baby into your life comes with an added financial responsibility. You need smart budgeting and mindful spending,

- Kayal Arivalan

The other day, my husband sent me a funny Instagram reel of an influencer couple breaking down the real cost of having a baby - hospital bills, baby gear with ridiculous price tags, extravagant birthday parties, endless gifts, vaccinations, education, extracurriculars... The list went on and on. We watched, laughed, then glanced down at our newborn peacefully resting in my lap, unaware of the calculations we were already making for the years ahead.

It made us wonder: our grandparents had five and more kids and still seemed to live stress-free, while we, with stable paychecks and decent savings, constantly worry if it will be enough. Undeniably, times have changed. The cost of living and lifestyle expectations have skyrocketed, and, somewhere along the way, needs have been overtaken by demands. While it might seem overwhelming, careful planning and smart money choices can ease the financial strain and help you enjoy parenthood without constant stress. Here’s how you can save money while ensuring your little one gets everything they need...

BEFORE BABY ARRIVES