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Policybazaar for Business examines Al's impact on clinical risk and medical accountability in its latest whitepaper

THE INSURANCE TIMES

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December 2025

Artificial intelligence is increasingly making its way into healthcare as the next big force.

Recognising the urgency and potential of this shift, Policybazaar for Business, the corporate arm of one of India’s largest insurance platforms, has studied its impact in its latest whitepaper - Artificial Intelligence in Healthcare: Revolutionising Patient Care and System Efficiency.

The report makes a clear case for the integration of Al into India's healthcare system, and backs it up with data and actionable recommendations. The study goes beyond the technology narrative to examine how Al's rapid integration is reshaping risk and responsibility in Indian healthcare, and why professional indemnity frameworks must evolve in parallel.

Transforming patient care through Al

India is home to over 1.4 billion people and has just 1.3-1.4 hospital beds per 1,000 population. This figure is well below the recommended threshold of three beds. The whitepaper highlights how Al-enabled platforms can reduce diagnostic turnaround times by up to 80%, particularly in radiology. The adoption of Al in diagnostics will enable faster treatment and better outcomes, especially in underserved regions.

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