Get Your Spending Under Control

Recently I was asked to teach a class on how to get your spending under control and start saving as part of a life-skills program for young single mothers. I came up with a presentation that I titled "Savings Tips and Tricks, or How to Make a Million Dollars One Dollar at a Time."

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After I'd finished, I read about a survey conducted by Edelman Financial Engines showing that 85% of parents emphasize the value of financial independence with their kids, yet 40% are still supporting their adult children financially. It seems to me that a lot of young people could benefit from those tips and tricks to get on top of their spending and build a savings stash so they can make it on their own. like to spend it and people who don't want anything to do with it. These personalities are typical of everyone, regardless of income or age, And if you know how you relate to money, you can make the most of your strengths and learn to overcome your weaknesses. Remember, money itself is neither good nor bad. It's a tool you can use to build financial success and security.