Essayer OR - Gratuit

Cashing In On Real Estate

Outlook Money

|

December 2020

The first and foremost thing to keep in mind before adding real estate to the investment portfolio is that “it is not an extremely liquid investment.”

Cashing In On Real Estate

Having said that, an investor can opt for financial instruments like REITs (Real Estate Investment Trust) which allows them to take exposure in real estate, albeit indirectly! REITs are highly liquid in nature. Few of them are already listed and traded like shares in the country’s stock exchanges, but their ticket size is small. Therefore, retail investors with small investment budgets can also take exposure to these instruments.

High Net Worth Individuals (HNIs) and ultra HNIs have another route of indirect exposure the Alternative Investment Funds (AIF). Though liquidity in AIFs is comparatively lower than REITs, the risks, as well as rewards from AIFs, are much higher.

Coming back to the option of holding residential property in one’s investment portfolio – one must keep in mind that the largest chunk of the investment goes into residential real estate.

PLUS D'HISTOIRES DE Outlook Money

Outlook Money

How Budget Touches Your Life

There are two perspectives on how does the Union Budget impact us. One is that as a citizen, macro developments are relevant for us, as macro percolates in some way to make a micro impact.

time to read

4 mins

February 2026

Outlook Money

SIP Returns Beat Bank FDs' Over Long Term

I am 22 years old and have just started working. I want to invI am 22 years old and have just started working.

time to read

2 mins

February 2026

Outlook Money

Outlook Money

Thematic Investing Without The Hype

How to turn trends into portfolios using discipline valuation checks and sensible sizing for investors

time to read

2 mins

February 2026

Outlook Money

Outlook Money

Stop Raiding Your Long Term SIP

Short term goals need stability long term goals need equity. Time is what changes risk

time to read

2 mins

February 2026

Outlook Money

Outlook Money

SIP VS SIP + Buying Market Dips: A Reality Check

It's common to assume that buying during market dips can enhance returns. We ran numbers to see what happens if you invest in a plain SIP and compared it with scenarios when you topped up during market dips. The results will shock you

time to read

7 mins

February 2026

Outlook Money

Outlook Money

India's Evolving Equity Markets And The Design Of Flexi Cap Funds

India's market leadership rotates between large, mid and small caps, and flexi cap funds are built to rotate with it.

time to read

2 mins

February 2026

Outlook Money

Outlook Money

Base Expense Ratio

The Securities and Exchange Board of India (Sebi) has changed how mutual fund expenses are disclosed by introducing the base expense ratio (BER). Sebi approved the change on December 17, 2025, under the new Sebi (Mutual Funds) Regulations, 2026. Previously, investors kept a track of their mutual fund expenses through the total expense ratio (TER), which combined fund management fees with taxes and statutory charges, such as goods and services tax (GST) and securities transactions tax (STT). This made it difficult for investors to see what fund houses actually charged. In contrast, BER includes only the core expenses of running a mutual fund scheme, and statutory charges are disclosed separately.

time to read

2 mins

February 2026

Outlook Money

Outlook Money

Top-Up Solution To Piling Claims

Base policies are proving to be inadequate because of rising medical costs and premiums. To ensure a large coverage at affordable rates, they need to be combined with a super top-up insurance that takes care of rising family claims

time to read

7 mins

February 2026

Outlook Money

Outlook Money

Retirement Is Not About Slowing Down

At 63, Murli Sundrani doesn't come across as the typical retired gentleman. He treks, goes on world tours, is pursuing multiple courses, and is financially savvy, too

time to read

5 mins

February 2026

Outlook Money

Outlook Money

'Ideal Retirement' Lasts Only A Couple Of Years, Says Riley Moynes

Retirement is not just about cavorting on the beach with a glass of wine, but also about coming to terms with loss and trauma, and then re-picking yourself to find a purpose, believes Riley Moynes, a former public educator and financial advisor and now TED speaker, podcaster and author of many books, including The Four Phases Of Retirement. In an interview with Nidhi Sinha, Editor, Outlook Money, as part of the Wealth Wizards series, he talks about the challenges seniors face as they stare at around 30 years of retirement years

time to read

8 mins

February 2026

Translate

Share

-
+

Change font size