Business
Outlook Money
Recency Bias Can Hurt Your Portfolio
Have you ever noticed how an equity mutual fund delivering better returns over the last year suddenly gets all the attention even if it lagged behind for a few years before that?
2 min |
August 2025
Outlook Money
Financial Freedom: Dream Or Delusion?
The middle class faces a tough financial equation: rising fixed costs, stagnant income, and limited financial wiggle room. As a result, long-term goals—home ownership, entrepreneurship, retirement, education choices, treatment access— are being delayed, downsized, or abandoned. But financial discipline and managing expectations can go a long way in achieving financial freedom
7 min |
August 2025
Outlook Money
Replace Procrastination With Proactiveness
Understanding basic budgeting hacks and being mentally prepared to start your investing journey is sometimes not enough, because there lurks another part of yourself that can harm you—that's procrastination. It literally means the act of delaying a task.
3 min |
August 2025
Outlook Money
YOLO Could Leave You Broke For Worse
Giving in to instant gratification can ruin your budget and investments and can even land you in debt. Combine it with the concept of you only live once (YOLO), and the combination can become potent.
3 min |
August 2025
Outlook Money
Too Much Analysis Paralyses Decisions
The Internet is full of information. So, there is a plethora of investment and protection products and tens of reviews for each of these. While information is empowering, there is a flip side as well—it leads to analysis paralysis. This state is usually referred to as analysis paralysis, where too many choices and too much information lead to indecision or a bad choice.
3 min |
August 2025
Outlook Money
FOGI: Once Burned, Always Cautious
In the investing arena, you will find many challenges. New types of biases and behavioural issues will crop up to make the game a tough one to navigate.Let's tackle the one that investors who burn their fingers during their early foray in the markets—fear of getting in or FOGI.
2 min |
August 2025
Outlook Money
Free Yourself From Your Own Biases
The answer to the question, 'What do you want freedom from?' would be varied for each individual.
1 min |
August 2025
Outlook Money
All Fingers In Pie For A Sweet Taste
Investing is not just about picking the hot stocks or timing the market.
1 min |
August 2025
Outlook Money
The Lifestyle Creep Trap
It is natural to upgrade your lifestyle when income increases. It is also normal to spend more when you earn more. But don't let it be at the cost of your financial freedom
5 min |
August 2025
Outlook Money
EARLY RETIREMENT IS NOT A MYTH, IT'S A PLAN, SAYS AJIT MENON
In an exclusive conversation with Outlook Money, PGIM India MF CEO Ajit Menon reveals that his early retirement plan was laid out much in advance, what it took him to achieve it and how he plans to spend his post-retirement years. We've captured the main learnings for those who aspire to retire early
6 min |
August 2025
Outlook Money
WHO SAYS RETIRED LIFE CAN’T BE ADVENTUROUS?
For our new section, Outlook Money Retirement Chronicles, we will talk to seniors to understand how they carved their journey to retirement and how successful they were. We start with chronicling the journey of retired Delhi University professor Sunil Kumar, who embraced adventure in his 60s and turned around his financial life post retirement
4 min |
August 2025
Outlook Money
Is Advice Nudging Long-Term SIPs?
A higher percentage of direct investors in mutual funds tend to withdraw funds earlier than the regular investors, who usually buy funds on the advice of financial advisors or distributors
4 min |
August 2025
Outlook Money
Inside India's Growing Affordable Housing Crisis
Once heralded as a vehicle for inclusive growth and national development, affordable housing now finds itself squeezed between vanishing supply, stagnant policy response, and rising urban aspirations
10+ min |
July 2025
Outlook Money
With Cancer Cases Up, It's Time To Augment Your Health Coverage
Cancer treatment does not only need hospitalisation, OPD charges can be substantial. In this scenario, a combination of comprehensive health insurance and specific covers like cancer or critical illness insurance would be ideal
6 min |
July 2025
Outlook Money
Why Rental Lease Works For Both The Owner, Lessee
Rental arbitrage frees house owners from the inconvenience of maintaining a house while getting some income. Lessees with less capital can convert it into a sustainable business. Mind the risks though
6 min |
July 2025
Outlook Money
Balance Your Emotions, Money Math
Our relationship with money is rooted in the past, while being played out in the present. It is naturally complicated, deeply personal, and very emotional
4 min |
July 2025
Outlook Money
Invest In Stocks If You Understand Market Well
QUERIES
2 min |
July 2025
Outlook Money
Are You Banking On Regular Rental Income? Low Yields, Other Costs May Play Spoilsport
Making the leap from a tenant to a landlord is one significant feat. However, becoming a landlord from an investment perspective may not be worthwhile because of the associated risks and costs
6 min |
July 2025
Outlook Money
NPS BENEFITS YOU MAY NOT KNOW
Tax-efficiency in Tier-I account, cost-efficiency compared to MFs and other instruments, and the benefits of Tier-II accounts make NPS stand out
4 min |
July 2025
Outlook Money
Gold Surges 30% in 2025: Should You Invest Or Wait For A Correction?
With gold prices soaring and uncertainty dominating headlines, many investors are asking if this is the right time to take the plunge or sit tight
7 min |
July 2025
Outlook Money
Carpet Area Vs Super Built-Up Area
Imagine signing a deal for a flat with an area of 1,300 square feet (sq.ft.) and realising that it is much smaller when you move in. When buying a home, the space you are promised on paper and the space you can use are often not the same.
2 min |
July 2025
Outlook Money
Is This Low-Risk Strategy The Market's Best-Kept Secret?
Combining arbitrage with debt, this hybrid structure offers risk- adjusted returns, tax deferral, and market-proof investment discipline.
2 min |
June 2025
Outlook Money
Total Expense Ratio
In April 2025, Securities Exchange Board of India (Sebi) chief Tuhin Kanta Pandey said they are unlikely to look into the rationalisation of the total expense ratio (TER) of mutual funds.
2 min |
June 2025
Outlook Money
'The Best Investment Plan Should Help You Live Your Dream Life'
Investing becomes aimless if one doesn't set financial goals, having which makes a portfolio focused towards one's needs, says Amar Pandit, CEO, Happyness Factory
2 min |
June 2025
Outlook Money
How To Bulletproof Your Portfolio Against Uncertainty
The right strategy and tactical moves, with a dose of long-term discipline can help you build a bulletproof portfolio that can stand the test of global uncertainty
4 min |
June 2025
Outlook Money
How Starting a Small Monthly SIP Early Can Secure Your Child's Higher Education Dreams
Learn how disciplined, long-term investing can effortlessly fund your child's future education, despite rising inflation and escalating college costs.
2 min |
June 2025
Outlook Money
Are Multi-Asset Allocation Funds A One-Stop Solution For Diversification?
Multi-asset allocation funds have been creating quite a buzz in the mutual fund world. Should you invest in them?
3 min |
June 2025
Outlook Money
Thematic Investing Isn't DIY— Leave It to the Professionals
Professional fund managers can decode complex macro themes and manage risks that retail investors often overlook
2 min |
June 2025
Outlook Money
Do You Know What 30 Years Without Income Looks Like?
Discover why delayed planning could derail your future and how small steps today can rescue tomorrow.
2 min |
June 2025
Outlook Money
RETURNS MATTER, BUT DOES YOUR FUND MANAGE THE DOWNSIDE?
Last year, when we came up with the OLM 50 review around the same time, many readers wrote back to us, asking why the top performing funds were not a part of OLM 50, our curated list of well-researched and handpicked mutual funds.
3 min |