IBSi FinTech Journal India Edition - May 2025

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The May edition opens with IBS Intelligence unveiling the 5th Digital Banking Awards 2025—a celebration of global excellence across the digital banking landscape. From trailblazing BaaS platforms and agile neobanks to digitally transformed incumbents, this year’s winners stand out for their relentless innovation, customer-first thinking, and future-proof digital architecture.
As AI takes centre stage in reshaping India’s financial services, the May 2025 edition of the India FinTech Journal explores how Artificial Intelligence, Machine Learning, and Data Analytics are becoming the intelligence layer behind the country’s next wave of financial inclusion and innovation.
In an exclusive interview with Priyashmita Guha, CEO of the PSL Association of India, shares how the organisation is rewriting the MSME lending playbook. From ethical AI models to leveraging India’s Digital Public Infrastructure, Guha outlines how PSLAI initiatives like OCEN and Digital Dost are helping turn data shadows into credit access—empowering underserved MSMEs and reshaping the way creditworthiness is defined.
The Feature Focus on “Beyond Bots: Where Predictive AI Takes Your Rupees Next” looks at how AI is quietly becoming the power engine of Indian FinTech. From smarter MSME risk models to frictionless onboarding and dynamic pricing, the feature unpacks how India-first AI innovation is fuelling scale, speed, and smarter decisions in finance.
Also in the Edition, Aurionpro’s acquisition of Fintra takes centre stage as a strategic move to reimagine transaction banking through AI. The report breaks down how this deal could reshape digital corporate banking and automation in the Indian BFSI space.