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MOH trying to slow influx of private patients into public sector with IP changes
The Straits Times
|December 15, 2025
Ong Ye Kung hopes that as premiums are moderated, more will hold on to their riders
Singapore is trying to slow down the migration of private healthcare patients to the public sector - a trend that is likely to gather pace as more Integrated Shield Plan (IP) policyholders are increasingly giving up their riders due to rising premiums.
That is why the Ministry of Health (MOH) has introduced a policy change recently not to allow new riders sold from April 1, 2026, to cover minimum deductibles.
Health Minister Ong Ye Kung was addressing feedback raised by the public after the policy move was announced, one of which was about the impact of the new move on public healthcare resources and waiting times.
At a media doorstop on the sidelines of a water carnival held at Bukit Canberra Swimming Complex on Dec 14, Mr Ong said that 100,000 people in Singapore drop or downgrade their insurance riders every year.
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