Earn More as You Bank More With Chinabank's Ultra Rewards Program

Banking just got more rewarding with Chinabank's Ultra Rewards Program—where smart saving and intentional spending unlock real-life perks.

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Turning your financial decisions into meaningful rewards, this premium offering goes beyond the usual. It isn't just about spending smarter; it's about making both saving and spending work harder for you.

Whether you need to spend on your monthly expenses or you currently have the flexibility to save in any given month, this loyalty program helps you turn financial discipline into tangible benefits. The Ultra Rewards Program offers account holders real-life perks simply by opening a Chinabank Ultra Rewards Peso Deposit Account. Clients enjoy the same competitive interest rates as a standard savings account, but with a powerful bonus: the ability to earn rewards while making smart financial choices. Opening an Ultra Rewards Account gives you access to the exclusive Ultra Rewards Credit Card, where your savings and spending work together to earn you rewards that fit your lifestyle.

Simply maintain a minimum monthly average daily balance (ADB) of Php1,000,000 in fresh funds within your Ultra Rewards Deposit Account. For every Php100 of this balance, you earn one (1) rewards point that will be credited to your Ultra Rewards Credit Card each month. Accumulating 10,000 rewards points unlocks a range of redemption options, including air miles, e-vouchers, cash rebates, or an Annual Membership Fee (AMF) waiver, available in convenient increments of Php2,500. This seamless process transforms your disciplined savings into rewarding experiences, making every peso work harder for you.

Spending with the Ultra Rewards Credit Card is just as rewarding—with every Php50 spend, you earn one (1) rewards point, doubling your reward! Whether you're booking a trip, treating yourself, or investing in your passions, you're constantly gaining more from your financial flow—save or spend, you get ULTRA rewarded!