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Know about sweep-in facility & its benefits
The New Indian Express Tiruchy
|June 23, 2025
Before opting for a sweep-in FD, a/c holders need to consider factors including interest rates and tenure option
MANY of us keep a significant portion of our savings in a standard savings bank account, earning a modest annual interest of typically 2.5%. However, a smarter approach to managing your funds involves a "sweep-in" facility offered by banks. This innovative feature allows your excess savings to automatically move into a fixed deposit (FD) account, where it can earn a higher interest rate, often 6% or more.
What is a sweep-in facility?
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